Rates of intererst
Interest Rates on Loans
| Sl. No | Type of Loan | Rate of Interest | |
|---|---|---|---|
| 1 | Housing Loan/Mortgage Loan | Upto Rs. 5,00,000/- | 16.00% |
| Above Rs. 5,00,000/- | 14.00% | ||
| 2 | Gold Loan: Within Rs. 50,000/- Above Rs. 50,000/- |
13.00% 12.50% |
|
| 3 | Industrial loan(Machinery Loan) | 19.00% | |
| 4 | Secured Cash Credit Loan/ Over Draft Loan, Within Rs.5,00,000/- Above Rs.5,00,000/- |
16.00% 14.00% |
|
| 5 | Joint Loan | 18.00% | |
| 6 | Consumable Article Loan | ||
| 7 | NSC/LIC | 18.00% | |
| 8 | Commercial Building Upto Rs. 5,00,000 Above Rs. 5,00,000/- |
16.00% 14.00% |
|
| 9 | Car Loan: | ||
| 10 | New | Repayment upto 3 years | 11.00% |
| Repayment above 3 years | 13.00% | ||
| Old | Repayment upto 3 years | 15.00% | |
| Repayment above 3 years | 17.00% | ||
| 10 | Vehicle Loan(New) | Two & Three wheeler | 16.00% |
| 11 | Vehicle Loan (Old Four Wheeler) | White Board | 15.00% |
| Yellow Board | 17.00% | ||
| Vehicle Loan (New Four Wheeler) | White Board | 13.00% | |
| Yellow Board | 14.00% | ||
| 12 | Godown Loan | 15.00% | |
| 13 | Teachers Loan | 14.00% | |
| 14 | Unsecured Cash credit Loan Upto Rs. 50,000/- |
19.00% | |
| 15 | Loan against deposits | Deposit Int. Rate + 2% | |
Note: Rate of Interest on Loans above Rs. 50,00,000/- is charged based on rating.
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